Once we lose our ability to earn new money and ignoring for a minute an unexpected windfall or family inheritance, then whatever we end up with at retirement is pretty much cast in stone. It is imperative, therefore, that the money you have worked so hard for, is working hard for you in return. Too many people simply roll through their lives, meeting any cash requirement head on at the time it arises. In some ways, this is a form of ‘crisis management’ invariably coming at a time when it is least welcome.
We will help our clients to plan for such eventualities, by giving careful consideration to their specific requirements for capital and/or income in the short, medium and longer term. Clients will have different investment objectives depending on whether they are looking to grow capital, preserve capital or produce income. We will ensure that you are aware of the different investment opportunities available to you. These will include:
- Bank deposits and money market funds
- Guaranteed Investments
- Fixed Income
- Investment funds
- Discretionary portfolio management services
- Alternative investments
- Private Equity
Many people use their bank account to build their savings, but with interest rates so low at present, once you take inflation and rising living costs into account, it is often the case that these savings are standing still at best. With this in mind, the most effective wealth management solution is to use your lump sum of money and invest it intelligently. Lump sum or Offshore Investments mean that instead of being inactive, your money has the chance to build and grow – giving your personal finances a welcome boost.
Offshore investing was once the preserve of the world’s wealthiest individuals, offering financial rewards to a handful of private and corporate investors. The benefits of offshore are vast and its scope for wealth creation and preservation are almost limitless.
The structures recommended by Asia Pacific Pensions are based in jurisdictions which are recognised by the OECD as being tax compliant yet will provide growth free of capital gains, income and withholding taxes. Within these structures, through our open architecture approach, clients will be able to take advantage of access to all asset classes and all fund management groups at a low transparent cost. We offer all of our clients a full range of Professionally Managed Investment Solutions in this way.
No one plans to fail, they simply fail to plan
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
“I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. They take the same route as Alice in the story from “Alice in Wonderland,” in which the cat tells Alice that surely she will get somewhere as long as she walks long enough. It may not be exactly where you wanted to get to, but you certainly get somewhere.” Mark Singer – The Changing Landscape of Retirement”